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Any leasing contract starts from the choice of property and its supplier. An official dealer/supplier shall necessarily act as the supplier. On the basis of these data it is possible to apply to the leasing company for a leasing contract to be concluded.
The leasing transaction is understandable, transparent and consists of several stages.
1. Leasing Application. Decision-Making on Financing
It is necessary to apply to the official dealer/supplier, coordinate specifications, discounts, final value, delivery time limits and other possible details.
To transfer to FB-LEASING or directly to the dealer/supplier the set of financial and founding documents according to the list for analysis presented to FB-LEASING.
FB-LEASING shall adopt the decision on financing and inform the client of being prepared to conclude a transaction within a period from 1 to 7 workdays depending of the financing sum after receiving the complete set of documents.
2. Leasing, Purchase-and-Sale and Insurance Contracts Concluded. Advance Payment Made
A contract of financial lease (leasing) shall be concluded between the client and FB-LEASING. The Client shall make the agreed advance payment on the leasing company’s settlement account.
Having received the advance payment, FB-LEASING shall conclude a purchase-and-sale contract with the said dealer (supplier) and pay the property value in full.
The client shall conclude an insurance contract via the insurance company agreed with FB-LEASING and pay the insurance premium. If desired, the cost of insurance may be included in the composition of the leasing payments in the course of the leasing time limit.
3. Transfer of Property for Leasing. Utilization. Leasing Payments
The Client shall accept the property for leasing in the salon of the dealer/supplier.
The Client shall make use of the property and make leasing payment on a monthly basis.
4. Redemption of Property
Upon the expiration of the leasing contract and making of all payments, a separate purchase-and-sale contract shall be drawn up and ownership of the property shall be assigned to the leasing recipient.
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